Protection for illness and accidents: Health insurance covers the costs of medical treatments, doctor visits, hospital stays, medications, and therapies, helping you avoid financial risks.

Accident insurance provides financial security in the event of accidents that result in permanent impairments, disability, or inability to work. It covers one-time payments (e.g., disability benefits), ongoing pensions, medical expenses, or cosmetic surgeries. This type of insurance generally applies worldwide coverage, 24/7, regardless of whether the accident occurs in a professional or leisure setting.

Career protection: Sports disability insurance protects professional athletes from financial loss if they are no longer able to pursue their career due to injuries or illnesses. It provides a lump sum payment or pension once permanent disability is confirmed.

Income protection in case of incapacity to work: Sickness insurance replaces part of your income if you’re unable to work due to illness or injury.